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Register for free today

This class is specifically for those with more than $250k in retirement savings. This material is not for industry professionals.

After registering, a member of our team will call you to confirm your registration.

Pottawatomie 
Community Center
2 schedule options

TUESDAYS
July 10th & 17th
OR
THURSDAYS
July 12th & 19th

This class is specifically for those with more than $250k in retirement savings. This material is not for industry professionals.

YOUR REGISTRATION INCLUDES

Copyright © 2018 Emerging Advisor, LLC

RETIREMENT PLANNING IN TODAY'S  ECONOMY

Local financial advisor is teaching Illinois residents how retirement has changed and how you can still make a difference. 

NINE REASONS WHY
You Will Benefit From This Course

Align your retirement goals with your financial goals

Have a clear picture of what you'll actually do in retirement

Understand retirement risks (and how to potentially reduce them)

Learn how common investments are taxed differently

Discover tax-friendly ways to withdraw your retirement income

Explore strategies that can help you be prepared to fund long-term care expenses

Uncover what estate taxes could look like for you (and how they may impact your family legacy)

The latest facts and figures based on latest tax laws

Embrace the future knowing that you have a plan for living the retirement you've always wanted

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This presentation should not be used as a basis for legal and/or tax advice. In any specific case, the parties involved should seek the guidance and advice of their own legal and tax counsel. Estate planning is done in conjunction with your estate planning attorney, tax attorney, and/or CPA.

SPECIAL OFFER! WHEN YOU REGISTER FROM FACEBOOK ($49 VALUE)!

THE "RETIREMENT PLANNING IN TODAY'S ECONOMY" WORKBOOK

Use this comprehensive, 164 page resource to follow along during the course. After you return home, it will serve as a trusted reference during the process of creating your own strategies for retirement. (Additional workbooks are available for $24.) 

FREE 1-HOUR CONSULTATION WITH YOUR INSTRUCTOR (OPTIONAL)

When the course is over... we aren't done. You may choose to meet privately with your Instructor, who can provide additional insight into how to properly implement your strategy based on your specific situation. No obligation, and never any pressure.

RSVP FOR THE COURSE TODAY

No matter where you are in retirement planning, there's still time to make a difference!

At this event, we will address your biggest concerns.  
When we're finished you'll have the strategies, tools and knowledge to confidently plan for retirement in today's economy.

These thought-provoking classes are designed to separate the mass-amounts of information from the crucial things apply to you. Armed with this information, we'll craft a specific plan you can easily implement.

3 Retirement Challenges in Today's Economy

PLANNING FOR RETIREMENT TAXES

Taxes are certain - the amount you will pay is not. This course teaches the process you may be able to use to reduce or eliminate retirement taxes.

INCREASING COSTS OF RETIREMENT HEALTHCARE

The cost of healthcare in retirement is rapidly rising. Learn the creative ways to plan for healthcare (without buying traditional long term care insurance).

SOCIAL SECURITY 
BENEFIT TIMING

Between legislation and annual benefit changes, Social Security can be confusing. Learn how to get the most from your hard-earned benefits.

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RSVP FOR THE COURSE TODAY

Your instructor is an investment adviser representative, insurance professional and the firm is an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

This is an educational class and no specific investments or other financial vehicles will be promoted or sold at the class. However, you will be offered an opportunity to schedule a follow up consultation with the presenter where investments and/or insurance products may be presented or offered for purchase based on your personal situation.

Investing involves risk, including the loss of principal. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. This event is not sponsored by or in any way affiliated with the venue where the event is being held.

RSVP FOR THE COURSE TODAY

COURSE DETAILS

FREE JULY COURSE

Pottawatomie Community Center*
8 North Avenue
St. Charles, IL 60174

Complimentary Workbook with your confirmed registration!

Pottawatomie Community Center

8 North Avenue
St. Charles, IL 60174


2 Schedule Options


TUESDAYS (6:00-9:00pm)

July 10th & 17th 
 
OR 

THURSDAYS (6:00-9:00pm)
July 12th & 19th

Meet Your Instructor

Rey Cruz, CFP®

Thursdays

July 12th 19th
 
6:00-9:00pm

Tuesdays

July 10th & 17th 

6:00-9:00pm

OR

When you register here today

*This event is in no way sponsored or endorsed by, nor affiliated with the venue.

As the owner of Cruz Investments & Wealth Management, founded in 1985, Rey Cruz is focused on helping clients work toward their retirement dreams through a well-thought-out strategy for retirement income.

As the creator of the “Cruzing Into Retirement™” System, Rey has been helping individuals and families prepare for and enjoy their ideal retirement since 1985. He believes clients need a professional who will be their financial partner — one who will provide written recommendations to reach each client’s desired retirement and financial goals and who has a team in place for communication and execution. Clients will find that at Cruz Investments & Wealth Management.

Rey is also a Certified Financial Planner (CFP®) and has a bachelor’s degree from Aurora University. He holds Series 6, 7, 24 and 63 securities licenses as well as life, health, long-term care and annuity insurance licenses in Illinois, Missouri, Wisconsin, Arizona and North Carolina.

Rey has been an active leader in the Aurora community for many years. He has served on the Fox Valley Park District Board, Greater Aurora Chamber of Commerce Board, the Aurora Hispanic Chamber of Commerce Board, the Provena Mercy Foundation Board and the Aurora University Alumni Board. He currently serves as a board member for the Aurora Housing Authority.

In his free time, Rey enjoys music, golf, computers, the Indy 500, coaching baseball and playing cards. He and his wife, Monica, have been married since 1991 and have two children, Christian and Carissa.

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